Job Description

What The Role Is:
Under general supervision, the mortgage loan officer is responsible for originating new mortgage loan business for the bank by working with Realtors, Builders, past clients, and other referral partners.

How You will Make an Impact:

• Solicit business from potential and existing customers (outside and inside business location).
• Interview loan applicants and process loan applications for both purchase and refinance transactions.
• Counsel borrowers about various loan programs and help them select the program that best fits their financial goals and needs.
• Assist the loan processor in gathering necessary documents from the customer to prepare for underwriting.
• Work closely with the processor and underwriter to address underwriting issues and facilitate loan closure.
• Manage a large pipeline of loans, meet closing deadlines, submit loans for compliance, and ensure pipeline meets bank requirements.
• Maintain a professional, business-like atmosphere within the organization.
• Represent the financial institution in public relations activities and community affairs.

Who You Are:

• Thorough understanding of all loan programs and closing costs.
• Good understanding of FHA, VA, and conventional underwriting guidelines for all loan investors.
• Ability to meet strict deadlines and work independently under pressure.
• Detail-oriented and able to follow set guidelines.
• Ability to sell oneself to potential customers and referral partners.
• Excellent written and verbal communication skills.
• Regular and reliable attendance.
• Cooperative team player.

This position requires S.A.F.E. registration at employment. Information about registration requirements can be found at the Nationwide Mortgage Licensing System (NMLS) website.

If your experience aligns with this description, please consider applying. We value transferable skills and a passion for the role, along with a willingness to learn. We are committed to diversity and encourage everyone to apply.

The statements describe the general nature of the work. Responsibilities may be amended to meet organizational needs.

Cadence Bank is an equal opportunity employer. All qualified applicants will receive consideration without regard to race, religion, color, national origin, sex, age, veteran status, disability, or other protected categories.

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Qualifications

Skills

Behaviors

:

Motivations

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Education

Required

High School diploma or higher.

Experience

Licenses & Certifications

Requires S.A.F.E. registration. For details, visit the NMLS website.

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